Calculators | Harlia Finance
Tools

Run the numbers yourself

Estimates to get you oriented. Talk to us for the real figures, tailored to you.

Loan & mortgage Property costs Budgeting & finance
Loan repayment calculator

What your monthly repayments could look like on a standard principal & interest loan.

Monthly repayment
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Total repaid{{ lr.total }}
Total interest{{ lr.interest }}
Interest-only mortgage calculator

Compare your repayment during an interest-only period against what it becomes after.

During IO period
{{ io.ioRepayment }} /mo
After IO period
{{ io.piRepayment }} /mo
Extra repayments calculator

See how chucking in a bit extra each month speeds things up.

New payoff time
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Time saved{{ er.timeSaved }}
Interest saved{{ er.interestSaved }}
Lump sum repayment calculator

Got a windfall coming? See what a one-off payment does to your loan.

Time saved
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Interest saved{{ ls.interestSaved }}
Loan comparison calculator

Line up two loans side by side.

Loan A
Loan B
Loan A /mo
{{ cmp.repaymentA }}
Loan B /mo
{{ cmp.repaymentB }}
{{ cmp.diff }} difference per month
Split loan calculator

Part fixed, part variable. See the combined repayment.

Fixed portion /mo{{ split.fixedRepayment }}
Variable portion /mo{{ split.varRepayment }}
Combined /mo
{{ split.total }}
Home loan offset calculator

See roughly how much an offset balance could save you in interest each year.

Interest saved per year
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Effective loan balance{{ off.effectiveBalance }}
How long to repay calculator

Tell us what you can pay each month, we'll tell you how long it takes.

Time to repay
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Total interest{{ hltr.interest }}
Borrowing power calculator

A rough guide to what you might be able to borrow.

Ballpark borrowing power
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Mortgage refinance calculator

See what switching to a better rate could save you.

Monthly saving
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Saving over remaining term{{ refi.lifeSaving }}
Property costs
Stamp duty calculator (NSW)

A ballpark on NSW transfer duty for an owner-occupier purchase.

Estimated stamp duty
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Property buying cost calculator

All the extras on top of the purchase price, roughly speaking.

Stamp duty (est.){{ buy.stampDuty }}
Total on top of price
{{ buy.total }}
Property selling cost calculator

Roughly what you'd walk away with after selling.

Selling costs{{ sell.costs }}
Estimated net proceeds
{{ sell.net }}
Budgeting & finance
Income tax calculator

Australian resident tax rates, current year.

Tax payable{{ tax.tax }}
Net income
{{ tax.net }}
Budget planner

Where your monthly income's actually going.

Monthly surplus
{{ budget.surplus }}
Credit card calculator

How long it'll take to clear that balance.

Time to pay off
{{ cc.term }}
Total interest{{ cc.interest }}
Leasing calculator

Ballpark repayments on a car or asset lease, with an optional balloon.

Monthly repayment
{{ lease.repayment }}
Balloon owing at end{{ lease.balloon }}

These are all rough numbers

Talk to us and we'll run the actual figures against real lenders and current rates.

Book a call